What sets us apart from other Realtors®
- We create a Buyer Plan with you to help make your dreams come true!
- We are dedicated to finding you the right property for the right price.
- We plan to be your Realtor® for a lifetime, one property flings aren’t our thing!
- We go to bat for every dollar we can save for you.
- Let our 26+ years of expert negotiation go to work for you!
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“Road Map” To A Successful Buying Action Plan.
Do you know your credit rating? It’s easy to obtain, request it now.
NOTE: Financial institutions will use both
Consider Your Mortgage Options. Here's a few.
What type of mortgage is best for you? e.g. Open? Closed?
How much down payment is needed? We'll walk you through this process.
Mortgage Default Insurance
Enables you to purchase a property for less than 20% down.
One major provider is C.M.H.C. (Canada Mortgage And Housing Corporation).
Research Government Programs
There are a number of programs such as the "First Time Home Buyers Tax Credit", among others, and these can change periodically.
www.cra-arc.gc.ca www.cmhc.ca www.servicecanada.gc.ca
Finding Your Home
Where do you want to live?
Consideration should be given to lifestyle, family, friends, work commute and the type of property ownership. Some examples are Freehold, Condominium (Strata), Cooperatives.
Making An Offer
What is an Offer? An Offer is a formal Agreement to purchase a property. It is binding once accepted by the Seller. Offers can be made conditional such as financing or home inspection. If not met, within a set time frame, the Offer is void. There are more details to discuss with you.
Closing and Related Costs
How much Land Transfer Tax will you have to pay? 1% on the first $200,000 and 2% thereafter on the fair market purchase price. (Some exemptions may apply.) Call us for details.Have you budgeted for the associated legal costs? An example is legal fees to register any mortgage on the property and transfer the title into your name. Will you have a home inspection? You will need to factor this cost into your Buying Plan. What other costs can you expect? Some examples include GST on new home construction, moving costs, transferring utilities, insurance, among other things.
Phone: Sheryl: 604-209-3119 | Alice: 604-617-6821 | Mark: 604-328-7891 Email: firstname.lastname@example.org